Supplement 25 Feb 24 – Bankenders

Supplement 25 Feb 24 – Bankenders

[INFLATION] “It is always and everywhere, a monetary phenomenon. It’s always and everywhere, a result of too much money, of a more rapid increase in the quantity of money than an output.” – Milton Friedman, possibly the GOAT in Economics – certainly...
Supplement 040224 – Table Mountain?

Supplement 040224 – Table Mountain?

“Some people expect too much from others and too little of themselves.” – Christy Ann Martine, Canadian author   Before we begin – Rod Turner and I ran a Property Business Workshop last week in London. We covered a wide range of topics – all the...
The One About The Members!

The One About The Members!

We are still buzzing, from a high energy day over at The Engineer’s House in Bristol, where the Bristol team wrapped up the month of January in style! First up we heard from Bristol hosts Angie and Ben Nicholls with a presentation about Goal Setting, Accountability...
Supplement 21 Jan 24 – On the slopes?

Supplement 21 Jan 24 – On the slopes?

“Life is like skiing. Just like skiing, the goal is not to get to the bottom of the hill. It’s to have a bunch of good runs before the sun sets.” – Seth Godin, American Author.   Before we begin – alongside Rod Turner I’m running a Property Business...
Supplement 14 Jan 24 – Going overground

Supplement 14 Jan 24 – Going overground

“The creation of a thousand forests is in one acorn.” – Ralph Waldo Emerson, American Essayist.   Before we begin – the Propenomix YouTube has a couple of new pieces of content to just let everyone know about. Firstly, I am ensuring that one piece of...
Supplement 070124 – Here we go

Supplement 070124 – Here we go

“Cheers to a new year and another chance for us to get it right.” – Oprah Winfrey, American host and tv producer.   Before we begin – the Propenomix YouTube has a couple of new pieces of content to just let everyone know about. Firstly, I am ensuring...
Supplement 31 Dec 23 – On the hill for ’24

Supplement 31 Dec 23 – On the hill for ’24

“I constantly see people rise in life who are not the smartest, sometimes not even the most diligent, but they are learning machines. They go to bed every night a little wiser than they were when they got up and boy does that help, particularly when you have a long...
Supplement 17 Dec 23 – The Eve of the Eve

Supplement 17 Dec 23 – The Eve of the Eve

“An investment in knowledge pays the best interest” – Benjamin Franklin, polymath and founding father of the United States.   Before we begin – if you haven’t seen the Propenomix Advent Calendar because you listen on a podcast platform, it is worth...
Supplement 19 Nov 23 – Turning point?

Supplement 19 Nov 23 – Turning point?

“I think for anyone who’s gone through a crisis, there comes a turning point, an epiphany, that marks the beginning of the end.” – Deborah Norville, American journalist   ***PLEASE SUBSCRIBE TO THE YOUTUBE CHANNEL IF YOU HAVEN’T ALREADY – PROPENOMIX...
Supplement 05 Nov 23 – The Truth

Supplement 05 Nov 23 – The Truth

“The truth will set you free. But only when it is finished with you.” – David Foster Wallace, American novelist.   Welcome to the Supplement everyone. Those regular readers and listeners will know I get relatively obsessed with the Bank of England meetings....
Supplement 29 Oct 23 – Pricehead revisited

Supplement 29 Oct 23 – Pricehead revisited

“If one does not know to which port one is sailing, no wind is favourable.” – Seneca, Stoic philosopher. Welcome to the Supplement everyone. It was time, this week, to revisit the revelations which seem to have now made it into the FT (and little or no other...
Supplement 151023 – Re(:)Balance?

Supplement 151023 – Re(:)Balance?

“Life is like riding a bicycle. To keep your balance, you must keep moving.” – Albert Einstein, who needs no further introduction.   Welcome to the Supplement everyone. This week I wanted to take on the situation in the Middle East – but solely...
Supplement 08 Oct 23 – Real Data Revisited

Supplement 08 Oct 23 – Real Data Revisited

“In God we trust, all others bring data.” – W. Edwards Deming, American composer and economist (what a combination that is!)   Welcome to the Supplement everyone. This week my mind got very much stuck into the data, not least because I was asked to...
Supplement 01 Oct 23 – Q4 begins….

Supplement 01 Oct 23 – Q4 begins….

“If you are going to be a great investor, you have to fit the style to who you are.”  – Dr Michael Burry, American investor and hedge fund manager.   Welcome to the Supplement everyone. You know it must be a bearish week when I reach for a Michael...
Supplement 10 Sep 23 – The Thin Red Line

Supplement 10 Sep 23 – The Thin Red Line

“The central bank needs to be able to make policy without short term political concerns” – Ben Bernanke, former Chair of the US Federal Reserve.   Welcome to the Supplement everyone. A heavier quote this week to go with a heavier supplement...
Supplement 03 Sept 23 – The Cup

Supplement 03 Sept 23 – The Cup

“It’s beginning to look a lot like Christmas” Michael Buble, Canadian singer-songwriter.   Welcome to the Supplement everyone. OK, this week’s quote is a wind-up, because silly season is officially drawing to a close now, look out for that traffic on...

Supplement 130823 – A strategic framework

“Time IN the market, not Timing the Market” – Warren Buffett. Welcome to the Supplement everyone. Whilst silly season continues, my reflection this week is less self-focused and more strategic. I know the occasional distraction is appreciated but I...
Supplement 300723 – Energy Inefficiency

Supplement 300723 – Energy Inefficiency

“It is the first responsibility of government in a democratic society to protect and safeguard the lives of its citizens. That is where the public interest lies. It is essential to the preservation of democracy, and it is the duty of the court to do all it can to...
Supplement 230723 – Inflation Situation

Supplement 230723 – Inflation Situation

“Rest is not idleness, and to lie sometimes on the grass under trees on a summer’s day, listening to the murmur of the water, or watching the clouds float across the sky, is by no means a waste of time.” – John Lubbock, The Use Of Life   Welcome to...
Supplement 090723 – Cheapest for 20 years!?

Supplement 090723 – Cheapest for 20 years!?

“If you can keep your head when all about you are losing theirs and blaming it on you, If you can trust yourself when all men doubt you, but make allowance for their doubting too; If you can wait and not be tired by waiting, or being lied about, don’t deal in lies, or...
Supplement 020723 – H1 down

Supplement 020723 – H1 down

“Buzzsaw gone, Dynamo down, but the stalk isn’t over till the fat lady sings, and the very last criminal…Fireball, report to wardrobe at once. Fireball, you are wanted in wardrobe.” – The Running Man, 1987   Welcome to the Supplement everyone....
Supplement 250623 – What do we do?

Supplement 250623 – What do we do?

“If the metrics you are looking at aren’t useful in optimizing your strategy – stop looking at them.” – Mark Twain Welcome to the Supplement everyone. I’m absolutely full to the rafters with macro at the moment, and pickled with fury at the overall...
Supplement 180623 – Unpick Confusion

Supplement 180623 – Unpick Confusion

“Much unhappiness has come into the world because of bewilderment and things left unsaid.” – Fyodor Dostoevsky, Russian novelist and philosopher Welcome to the Supplement everyone. I wanted to take the chance this week to provide a bit more clarity on the...
Supplement 110623 – Domino rally?

Supplement 110623 – Domino rally?

“The most confused you will ever get is when you try to convince your heart and spirit of something your mind knows is a lie.” – Shannon L. Alder, author Welcome to the Supplement folks. It’s been a confusing week of mixed signals, as this week’s quote attests...
Supplement 040623 – What’s changed?

Supplement 040623 – What’s changed?

“Nothing can be changed by changing the face, but everything can be changed by facing the change!! Just think about it.” – Jane Austen, who needs no introduction.   Welcome to the Supplement folks. Whilst society definitely doesn’t live by today’s quote, it...
The one with a PIP Panel. Bristol, May 2023.

The one with a PIP Panel. Bristol, May 2023.

By Angie Nicholls. PiP Bristol’s May event was an absolute cracker. A PiP celebrity panel, an update from one of our sponsors, an appearance from a special guest and, expert led, round table sessions outside in the sunshine – who could ask for more! First up was John...
Supplement 280523 – Buckle up!

Supplement 280523 – Buckle up!

“Five Ups of life: Buckle up, Start up, Keep it up, Don’t give up, Cheer up.” – Vikrmn, Author Welcome to the Supplement folks. Was that the week that was? Anyone else left wondering what on earth has been going on? Well, of course, we will get into that today...

“I can’t understand why people are frightened by new ideas. I’m frightened of the old ones.” – John Cage, American Composer. Welcome to the Supplement folks, I hope it has been an enjoyable week. It hasn’t been, if you’ve spent your time sweating the Renters’...
The one about SA, Birmingham May 2023.

The one about SA, Birmingham May 2023.

  By Raj Sharma. The Birmingham Partners in Property meeting for May 2023 kicked off with the usual 10 second introduction round. This is where members tell us who they are, what they do in property and how they can help the room. Our main speakers for the day...
Supplement 070523 – God Save the Economy

Supplement 070523 – God Save the Economy

“It follows that the goal of forecasting is not to see what’s coming. It is to advance the interests of the forecaster and the forecaster’s tribe.” – Philip Tetlock, Superforecasting: The Art and Science of Prediction.   Happy Coronation Sunday, and God...
Supplement 300423 – Accept you are poorer?

Supplement 300423 – Accept you are poorer?

“So somehow in the UK, someone needs to accept that they’re worse off and stop trying to maintain their real spending power by bidding up prices, whether higher wages or passing the energy costs through on to customers.” – Huw Pill, chief economist at the Bank...
Just Stop Not Reading The Supplement

Just Stop Not Reading The Supplement

“Listen, global warming is a real problem, but it’s not the end of the world. A 30-centimetre sea level rise is just not going to bring the world to a standstill, just like it didn’t over the last 150 years.” – Bjorn Lomborg, probably the best...
Supplement 090423 – Efficiency

Supplement 090423 – Efficiency

  “No matter how long the winter, spring is sure to follow” – proverb. Welcome to the supplement and Happy Easter to all! Today I only wanted to provide a whistle-stop roundup of the most recent news, and then get into a bit more of a reflective piece as...
Supplement 020423 – the next chapter

Supplement 020423 – the next chapter

“Now this is not the end. It is not even the beginning of the end. But it is, perhaps, the end of the beginning” – Winston Churchill, November 10, 1942   Welcome to the supplement – for those who fell for the April fool yesterday, this might be a...
Supplement 260323 – checkmate

Supplement 260323 – checkmate

“The creative combination lays bare the presumption of a lie; the merciless fact, culminating in a checkmate, contradicts the hypocrite.” – Emanuel Lasker, German chess player   Welcome to the supplement – as we enter week 2 of the banking crisis,...
Supplement 190323 – the gamechanger

Supplement 190323 – the gamechanger

“Words are useless without action. Stop fantasizing and just DO it. Be a “game-changer” or get played like an idiot.” ― Ziad K. Abdelnour, Lebanese-American Investment banker. Welcome to the supplement – and as often, my best laid plans are somewhat scuppered. I...
Supplement 050323 – Fiscal Headroom?

Supplement 050323 – Fiscal Headroom?

The Resolution Foundation, a think-tank, said the improvements represented “a fresh tonic to the chancellor as he prepares to deliver his spring Budget in three weeks’ time”. – Financial Times, Chris Giles   Welcome to the supplement – I’d love to say...
Supplement 260223 – Evolution

Supplement 260223 – Evolution

“The wisdom of crowds is sometimes overwhelmed by the madness of mobs.” – Andrew W. Lo, Adaptive Markets: Financial Evolution at the Speed of Thought   Welcome to the Supplement! Another interesting week at this end, for a few out-of-the-ordinary reasons...
Supplement 120223 – Bank of England debrief

Supplement 120223 – Bank of England debrief

“My only surprise is that you are surprised.” – Adam Lawrence, econopreneur and all-round difficult individual.   Welcome to the supplement and yes, I did just quote myself AGAIN! I have reached a higher high, or plumbed a deeper depth, depending on your...
Supplement 290123 – green shoots?

Supplement 290123 – green shoots?

“The hardest thing to see is what is in front of your eyes.” – Johann Wolfgang von Goethe   Welcome to the supplement and this week I wanted to take a look at what’s becoming increasingly obvious, although, as usual, there’s a caveat or two.   Let’s...
Supplement – wages, prices and rates

Supplement – wages, prices and rates

“If the words don’t add up, it’s usually because the truth wasn’t included in the equation.” – anon.   Welcome to the Supplement – we’ve made it through “Blue Monday” again and the nights get lighter and the bank accounts (hopefully) get to replenish...
Supplement – advantage in 2023

Supplement – advantage in 2023

“Life can only be understood backwards; but it must be lived forwards.” – Søren Kierkegaard, Philosopher.   Welcome to the Supplement as we trudge through the sludge of January. The coal-face news this week has been almost all negative – both in my...
Supplement – alternative investment

Supplement – alternative investment

“It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you’ll do things differently.” – Warren Buffett, no introduction required.   Welcome to the Supplement! We’ve kicked off this week with Uncle Warren, and...
Supplement – one more move

Supplement – one more move

“Remember Sully when I promised to kill you last? I lied.” John Matrix, Arnold Schwarzenegger’s character in Commando.   Welcome and festive greetings! One more supplement for 2022. The quote is because I promised no more heavy stuff – but...
Supplement – 2023, rates and house prices

Supplement – 2023, rates and house prices

“Notice I didn’t specify what kind of doom, so no matter what happens, I predicted it. How very wise of me.” – Christopher Paolini (author), Eldest   Welcome to the last supplement of 2022, of note. Don’t panic – there WILL be one on Christmas Day,...
Supplement – Reflection on Control

Supplement – Reflection on Control

“The only thing you sometimes have control over is perspective. You don’t have control over your situation. But you have a choice about how you view it.” – Chris Pine, actor   This week and this year It’s been some time before I’ve written a...
Supplement – Here comes the Treacle

Supplement – Here comes the Treacle

“The fly that sips treacle is lost in the sweets.” – John Gay, English poet and dramatist   2 more supplements before Christmas day……..it’s not too early any more! Unbelievably we are into December, and are facing that part of the year that becomes the...
Supplement – The Oncoming Anticlimax

Supplement – The Oncoming Anticlimax

“Because this is how the world ends: not in the falling incendiaries of an aerial attack, not in a storm of toy soldiers laying waste to the gods who brought them into being, but in the banal letters of a bank. Where once was magic: now only economics.” – Robert...
Supplement – Head Down and Driving

Supplement – Head Down and Driving

“Never can true reconcilement grow where wounds of deadly hate have pierced so deep…” –  John Milton, Paradise Lost   Welcome to the supplement in an eventful week for the economy and the UK as a whole, with inevitable consequences in the property...
Sunday Supplement – Is the Smoke Clearing?

Sunday Supplement – Is the Smoke Clearing?

“Having been forced into being the only game in town, they (Central banks) now find that their destiny is no longer entirely or even mostly theirs to control. The legacy of their exceptional period of hyper policy experimentation is now in the hands of governments and...
The doom and gloom tactics!

The doom and gloom tactics!

“Each morning when I open my eyes I say to myself: I, not events, have the power to make me happy or unhappy today. I can choose which it shall be. Yesterday is dead, tomorrow hasn’t arrived yet. I have just one day, today, and I’m going to be happy in it.” – Groucho...
Banks, Rates, Risk and Survival

Banks, Rates, Risk and Survival

“Shock is when language and emotion get overwritten by trauma’s numbing code.” – Stewart Stafford, actor. Welcome to the supplement. I make no apology that this week will be a long one – get the second pot of coffee on the go in preparation. There’s...
Inflation? Yes, really

Inflation? Yes, really

“The trick is this: keep your eye on the ball. Even when you can’t see the ball.” – Tom Robbins, American novelist   Welcome to another supplement at the end of another unbelievable week. I’m going to refrain from commenting too much on the departure...
Help! I need somebody! – What do I do?

Help! I need somebody! – What do I do?

“I’m ready to hit the ground from day one” – Liz Truss, Twitter, 20th July 2022   Welcome to the supplement and let’s all start by taking a breath and counting to 10. As many times as we need to. Then let’s get on with working out how we take our collective...

KamiKwasi? Will UK PLC fly or die?

“The UK is behaving a bit like an emerging market turning itself into a submerging market” – Larry Summers (former US Treasury Secretary)   Welcome to the supplement in “back to earth” week (following hiatus week last week). Oh wow. Stop the...
Inflation, you say?

Inflation, you say?

“The only thing that should surprise us is that there are still some things that can surprise us.” – Francois de La Rochefoucauld (French author)   Welcome to the supplement in “hiatus week”. With many institutions on hold or deferring major decisions (like...
A Week That Changed The World

A Week That Changed The World

      By Adam Lawrence “I have in sincerity pledged myself to your service, as so many of you are pledged to mine. Throughout all my life and with all my heart I shall strive to be worthy of your trust.” – Queen Elizabeth Alexandra Mary Windsor,...

Bye Bye Boris and thanks for all the…..fish?

“Friends, Romans, countrymen, lend me your ears; I come to bury Caesar, not to praise him.” – Marc Antony   Intro and roundup Welcome to the supplement. As the weeks roll on, the news seems to get ever more miserable – economically, societally, and...

One bite at a time? Or Big, Hairy, Audacious Goals?

By Adam Lawrence Always controversial Last week’s share from Jordan Peterson went down so well and caused no controversy whatsoever – so I thought I’d do it again. Perhaps easier to get on board with this week – but also it speaks a little...
Sunday Supplement – 17/07/2022

Sunday Supplement – 17/07/2022

*“There’s no such thing as bad publicity” *- Phineas T. Barnum Welcome to the supplement as we gear up for the first ever 40 degree celsius temperatures in the UK. The current record, for those interested, is 38.7 degrees which was set around 3 years ago. Over 40 is a...
The One Where We Predicted For 2024

The One Where We Predicted For 2024

The first Partners in Property London meeting took place yesterday, hosted by Jessica Macaulay and Sue Sims. It was a joy to be back at The Dickens Inn and to meet up with our London members. As usual many of our longstanding members were there, together with a...
The One Where We Strategised

The One Where We Strategised

The first Partners in Property meeting of 2024 kicked off in style yesterday – and the Birmingham meeting is back in Solihull! As you can imagine, the January meeting was all about planning, setting goals, accountability and preparing ourselves for the year...